To protect your business against employment-related claims.
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Policy Features*
- Coverage for Third Party Wrongful acts available
- Wage and Hour coverage available (subject to sub-limit)
- Multiple liability limit options – up to $2,000,000/ $2,000,000 available
- “Soft Hammer” wording with a 75/25 Insured/ Insurer split
- Full Prior Acts/Prior Acts Coverage Available
- Coverage for alleged violations of the Immigration Reform Control Act provided via endorsement at no cost to the Insured (subject to $25,000 sub-limit)
- Prior acts coverage available
*Certain restrictions may apply
Broad Coverage Definitions
- Definition of “Employee” includes Independent Contractors, Volunteers, and Leased Employees under the direction of the Insured
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Definition of “Loss” includes compensatory, punitive, and exemplary damages (where allowable by law)
Other Policy Features
- Advocacy claims defense provided by nationally-recognized legal experts
- Access to risk management hotline available to all policyholders
- Defense Outside the Limits of Liability available via endorsement
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